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Should You Buy Bitcoin?
In general, many financial experts support their clientsā desire to buy cryptocurrency, but they donāt recommend it unless clients express interest. āThe biggest concern for us is if someone wants to invest in crypto and the investment they choose doesnāt do well, and then all of a sudden they canāt send their kids to college,ā says Ian Harvey, a certified financial planner (CFP) in New York City. āThen it wasnāt worth the risk.ā The speculative nature of cryptocurrency leads some planners to recommend it for clientsā āsideā investments. āSome call it a Vegas account,ā says Scott Hammel, a CFP in Dallas. āLetās keep this away from our real long-term perspective, make sure it doesnāt become too large a portion of your portfolio.ā In a very real sense, Bitcoin is like a single stock, and advisors wouldnāt recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if youāre passionate about it. āIf it was one stock, you would never allocate any significant portion of your portfolio to it,ā Hammel says.
A Telegram spokesman declined to comment on the bond issue or the amount of the debt the company has due. The spokesman said Telegramās equipment and bandwidth costs are growing because it has consistently posted more than 40% year-to-year growth in users.
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